Need an appraisal in Ridgefield or Clark County?

Check out the top 7 reasons Washington homeowners order from Binder and Associates (360) 573-8114:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Clark County's assessment of your property
  3. To reduce their mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Clark county or Washington by determining the true market value of the property in question
Need help determining the price of your home in or near Ridgefield, Washington? Contact Binder and Associates (360) 573-8114.

At Binder and Associates (360) 573-8114, we understand the special needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Binder and Associates (360) 573-8114 are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties nearby. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal from Binder and Associates (360) 573-8114 is your chief weapon when contesting your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Binder and Associates (360) 573-8114, we're experienced in helping people just like you abolish unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Binder and Associates (360) 573-8114 can provide you with a professional appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for precision, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Binder and Associates (360) 573-8114 can help you with that. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.